Maria Young

Non-lawyer Associate
Office:
  • Banbury
Phone:
01295 204058
Specialisms:
  • Residential Property
  • Maria has more than 20 years experience of acting for clients in their property transactions
  • She has a variety of clients and contacts built up over this long period of time
  • Maria began her career at a firm in Woking, Surrey, when she had the good fortune to gain experience in a number of different departments  i.e. wills, probate, matrimonial and property law. This gave her a good grounding for her to decide which area she preferred
  • Maria left law for three years whilst she worked for the Royal Yachting Association organising events, attending shows and yacht races. Her duties included attending meetings which decided on yacht racing rules. Her background was invaluable in this position
  • This was also when Maria found she enjoyed marketing and for the RYA selling sponsorship for yacht races!    

Work highlights:

  • Maria’s areas of expertise include:
  • Acting for sellers and buyers in their house moves; transfers of equity; remortgages and all legal aspects of property transactions
  • Liaising with contacts including Estate Agents, Banks, Building Societies, Developers, Financial Advisors

Professional memberships, publications and interests:

  • Maria enjoys yoga, body pump and other similar keep fit classes, fine wines and food, and reading.

 

Case Studies

  • Sale and Purchase
    Maria has recently been instructed by clients who she has acted for many times previously. They lived in Somerset and rang her to say that they had found their dream house and asked her to act for them once more in connection with their sale and purchase.

    Initially their chances of purchasing the new property were slim, as they had not sold their own property and there were other interested purchasers for their dream home.

    Maria advised them to be realistic about the price that they hoped to get for their existing property.  They took her advice, instructed estate agents and sold their property very quickly.  Their offer on their new house was accepted.

    That was not the end of the story as the executors acting in the sale to them were also transferring part of the deceased’s property to a Housing Association in accordance with a provision of the deceased’s Will.  The contract documentation was complicated because of the inter-relationship of the rights and obligations in respect of the property and that they were selling to her clients, and the Housing Association respectively, as well as some further land that they were retaining.  

    Extensive use of email, and scanned documentation, between all three solicitors, meant that the drafting and settling of the contract and transfer documents were agreed quickly.  Her clients’ work commitments meant that they could not travel to Banbury to see Maria, but again extensive use of email and direct dial facilities meant that she was still able to progress their transactions promptly.

    Maria’s efforts ensured that her clients bought their dream home – much to their delight.  The executors were so pleased with the way that the sale had progressed that they granted her clients an option to a purchase a coppice on the land that they had retained – an option that they have recently exercised.
     
  • Purchase of Auction Property
    Maria recently acted for the purchaser of a flat in Birmingham.  He was a first time buyer who was interested in buying a flat at auction.  His father, who was an old contact of Maria’s, explained that his son was having a problem in arranging a mortgage.  He was not prepared to bid unless the mortgage funding was in place.  The auction was due to take place less than two weeks later time and he asked if Maria could assist his son.

    Maria keeps in touch with local mortgage lenders and was able to advise her client that a national bank based in Banbury was prepared to lend to first time buyers at favourable rates.  Maria arranged for their mortgage consultant to ring her client and much to his delight, they were able to offer him a mortgage, subject only to a valuation of the flat that was quickly organised.

    Maria’s client sent her the Auction Pack less than three days before the auction.  It ran to over 120 pages and careful consideration of it revealed two major problems with the flat - namely that the landlord had recently gone into liquidation, and there were extensive arrears of service charges.

    Telephone calls to the liquidator confirmed that the freehold interest was about to be transferred to the management company, run by all of the tenants in the building and which was still trading.  Once the transfer was completed they would assume the former landlord’s responsibilities under the lease.  Further telephone calls to the seller’s solicitor resulted in an undertaking that the arrears of service charges would be paid from the sale proceeds.

    Having resolved both problems Maria was able to reassure her client that he could safely bid for the flat he hoped to purchase.  

    His bid was successful and he is now the proud owner of his first property.
     

 

Testimonials

  • "Spratt Endicott have dealt with me very professionally and have been available for me to talk to as required. If my Solicitor was not available, the administrative and support staff were excellent and able to answer my queries or make sure that my Solicitor got back to me. I have been supported throughout and would recommend Spratt Endicott to my family, friends and colleagues as I have real confidence in them and the are very professional. thank you for your support and kindness."

    Marie Atkins & Michael Philpot
    Chipping Norton, Oxfordshire
  • "Our family has been using spratt endicott's services for conveyancing for over 10 years and always find them to be first class. We will definitely continue to use Maria and her assistants in the future."

    Mr & Mrs G
    Granborough, Bucks
  • "Spratt Endicott were very friendly from the very beginning, informative,polite and very willing to listen to any question that I had. Maria was a pleasure to deal with and Wendy was brilliant at helping deal with any of my enquirers that I had. Both Wendy and Maria were professional, respectful and very kind and went above and beyond to chase up any queries or concerns that came up. Both Wendy and Maria were very quick to respond. 100% recommend and would use again in the future."

    Tom, Build Store Mortgage Services
    Brackley, Northamptonshire

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