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Landlords: be wary of fraudulent tenants
06 February 2012
More and more tenants are fraudulently filing out tenancy agreements with fake names and dodging rental payments it has been revealed, and landlords need to be aware of the tricks people are using to avoid their tenancy obligations.
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Property Insight - Assured Shorthold Tenancy - How long is the agreement?
27 January 2012
An Assured Shorthold Tenancy (“AST”) that was granted before 28 February 1997 had to be for a minimum fixed term of 6 months. However, with an AST created on or after 28 February 1997 there is no requirement that the AST has to be for a minimum term.
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Subletting council properties may become criminal offence
09 January 2012
The government has announced it will be vigorously targeting council house tenants who sublet spare rooms and that it is ready to introduce criminal offences to crack down on the "scandal" of housing tenancy fraud and abuse in the UK.
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Property Insight Issue 20 - I Surrender!
19 December 2011
An Assured Shorthold Tenancy (“AST”) is brought to an end by surrender when the landlord and the tenant both agree that the tenant should yield up the remaining term to the landlord. If the AST is a joint tenancy all of the joint tenants must agree to the surrender. The surrender may be express or by operation of law.
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Millions of rental homes ‘health hazards’
05 December 2011
Over 25% of private rental homes in the UK are littered with major safety hazards and landlords are risking the serious injury and death of their tenants.
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Property Insight Issue 19 - Service Please!
30 November 2011
Under any assured shorthold tenancy (“the AST”) the Housing Act 1988 (“the Act”) gives a landlord a right to possession of his/her property against any assured shorthold tenant after the expiry of the fixed term and after the expiry of a notice requiring possession served upon the tenant pursuant to the relevant provisions of section 21 of the Act (Section 21 Notice”).
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Landlords must carry out checks on new tenants
28 November 2011
UK landlords must carryout background checks on potential tenants before letting any of their properties, the National Landlords Association (NLA) has warned.
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Winter warning for UK landlords
22 November 2011
Landlords up and down the country have been told to make sure their properties are prepared for this winter’s cold snap.
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Buy-to-let market continues to grow
22 November 2011
While the availability of house purchase loans continues to suffer, the number of buy-to-let loans issued recently has gone the other way entirely.
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Benefit cuts to hurt UK landlords
14 November 2011
The government risks pushing three-quarters of the UK’s private landlords out of the Local Housing Allowance (LHA) market if proposed caps on housing benefit payments are enforced.
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Tenants forced to abandon pets
08 November 2011
As the demand for rental property continues to go through the roof, more and more people are being forced to give up their pets because their landlords won’t allow animals in their properties.
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£23m Olympic boost to London landlords
08 November 2011
Property owners in London could earn roughly £23 million over the next year by renting spare rooms out to tourists eager to see the 2012 Olympic Games.
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‘Deathtrap’ landlords jailed
08 November 2011
Two Northern landlords have been jailed and ordered to pay close to £9,000 in costs after renting out properties described as “death traps” by fire service investigators.
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Property Insight Issue 18 - Tenant Paying Rent at a Court Hearing - a last ditch attempt to avoid a Possession Order?
19 October 2011
In standard tenancy repossession hearings, one of the more common grounds for possession that landlords rely upon is that their tenant is at least 2 months in arrears with their rent payments, which is ground 8 of Schedule 2 of the Housing Act 1988.
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Half of all rents are ‘unaffordable’
17 October 2011
The private rented sector is unaffordable for more than half of the UK’s ordinary working families, homeless charity Shelter has claimed.
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Buy-to-let mortgages growing in popularity
11 October 2011
Purchases of buy-to-let mortgage products soared by 25% over the past six months as lenders offering higher loan-to-value (LTV) mortgages increase, the National Landlords Association has reported (NLA).
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Homeowners warned over Olympic letting
11 October 2011
Thinking about making the most of your spare room at next year’s Olympics? Well, think again
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Rights of Way
03 October 2011
In recent times, the need for landowners to be vigilant over their property is increasingly important. There are various methods in which owners can either lose ownership of their land or 3rd parties can acquire rights over it. Examples are where land is adversely possessed, compulsory purchased or dedicated as a highway.
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People who rent out homes for Olympic Games may face fines
03 October 2011
The National Association of Estate Agents has called for a review of the ‘postcode lottery’ with regard to short term lettings in the capital
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Private landlords at risk following UK riots
03 October 2011
With the country still reeling from the nationwide riots, the National Landlords Association (NLA) has warned that evicting council house tenants who took part in the mayhem risks shifting the problem of anti-social behaviour into the private-rented sector.
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Property Insight Issue 17 - The Assured Shorthold Tenancy Defined
28 September 2011
An assured shorthold tenancy is a type of assured tenancy. The assured shorthold tenancy was created by legislation to enable a landlord to let his/her property with the knowledge that he/she would be able to recover possession at the end of the contractual term without having to rely upon the usual assured tenancy grounds set out in Schedule 2 of the Housing Act 1988.
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Sub-letting fraud ‘endemic’
26 September 2011
Thousands of tenants up and down the UK risk falling foul of the law if they continue to sub-let spare bedrooms to paying guests.
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Commercial property charges becoming an ‘issue’
19 September 2011
Despite claims that UK commercial property tenants are more satisfied with their landlords’ service than last year, service charge arrangements continue to bring unneeded friction, the Occupier Satisfaction Survey 2011 has found.
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The Tenancy Deposit Scheme and consequences for the landlord of failing to protect the deposit
31 August 2011
As the demand for rental properties continues to remain strong and more people consider becoming a landlord for the first time, along with existing landlords looking to further extend their property portfolios, we seek to highlight some of the main legal issues regarding the Buy-to-Let market.
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Landlord optimism at highest for five years
31 August 2011
As the UK property buyers' and sellers' market continues to falter, landlord optimism is at its highest point for almost four years.
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Property Insight Special Edition - Spratt Endicott Celebrates CQS Award Presentation
09 August 2011
Leading Banbury legal firm Spratt Endicott has received recognition from the Law Society with the presentation of its Conveyancing Quality Standard (CQS), an award given to recognise the outstanding contributions of legal firms to high-quality conveyancing practices.
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Property Insight Issue 16 - Recent case law relating to Tenancy Deposits
01 August 2011
Since 6 April 2007, Landlords who rent properties on an assured shorthold tenancy in England and Wales must protect the deposit they receive via an authorised Tenancy Deposit Protection Scheme (section 213 of the Housing Act 2004 “HA 2004”)). The scheme was set up with the intention of safeguarding tenancy deposits; to provide alternative dispute resolution methods of resolving disputes in relation to deposits; and to punish landlords who failed to comply with their duty to protect the deposit.
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Ruling against letting agents saves landlords £4.4million a year
01 August 2011
Despite a landmark ruling last year in favour of the Office of Fair Trading against estate agents Foxtons, which ruled that some of their fees were like a "trap" for landlords, the OFT has warned that unfair contract terms are still being used by letting agents
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Rental market on the up and up
25 July 2011
Private tenancies have soared 55% in the last six years as more and more young people are priced out of the UK housing market, a new survey has found.
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Property Insight Issue 15 - Grounds for Possession - Anti-Social Behaviour
28 June 2011
Where a tenant is causing nuisance or annoyance to neighbours or others, private sector landlords are confined essentially to the traditional remedy of possession or, in a limited number of cases, an injunction for breach of a term of the tenancy.
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Buy-to-let - Legal Issues
27 June 2011
Buy-to-let property has long since been an attractive investment and has proven lucrative for professional landlords during the recent economic downturn when demand for rental properties has increased. Buy-to-let demands more legal assistance, and this article seeks to briefly examine the main legal concerns.
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Buy-to-let products ‘must be sustainable’ warns NLA
27 June 2011
As mortgage finance becomes available and the demand for rental properties continues to boom, The National Landlords Association (NLA) has warned those looking to extend their Buy-to-Let property portfolios to do so in a sustainable manner
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Landlord fined over HMO fire safety failings
20 June 2011
A landlord, who pleaded guilty to five breaches of the Fire Safety Order (2005), has been ordered to pay £5,500 in fines and an additional £2,400 in costs after prosecution at York Crown Court this May.
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Landlords increasingly optimistic about Buy-to-let market
13 June 2011
Landlords up and down the country are increasingly optimistic about the future of the buy-to-let market as tenants continue to flood the market, according to the latest survey from LSL Property Services.
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LANDLORDS WILL HAVE TO MAKE RENTAL PROPERTIES ENERGY EFFICIENT
07 June 2011
The Energy Bill has now had its second reading in Parliament This has resulted in several amendments including new proposals to make landlords responsible for meeting minimum energy efficiency standards in respect of their properties
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Housing benefit issues driving rental arrears
07 June 2011
The Government’s recent overhaul of housing benefit provisions has lead to an increase in the number of late rent payments over the past year, research by the National Landlords Association has found.
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Landlord fined over faulty appliances
31 May 2011
A Wycombe landlord has been fined after an investigation into one of his properties uncovered a number of dangerous defects regarding gas appliances.
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Property Insight Issue 14 - The Implications of Tenant Insolvency - Bankruptcy
16 May 2011
This is the second part of an article discussing Insolvency of an individual tenant. Having previously discussed Individual Voluntary Arrangements, this issue of Property Insight discusses the implications of bankruptcy of a tenant on landlords’ rights.
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HUMAN RIGHTS CONSIDERATIONS IN HOUSING POSSESSION CASES
05 May 2011
The case of London Borough of Hounslow v Powell was decided in the Supreme Court in February
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‘FAKE’ LANDLORD SUCCESSFULLY PROSECUTED
05 May 2011
A Scarborough man has been issued with a 12-month community order and told to complete 50 hours of unpaid work after fraudulently renting a flat whilst posing as a landlord
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BUY-TO-LET MARKET ‘BOUNCES BACK’
05 May 2011
Investment opportunities in the UK buy-to-let market are on the up and up as demand for rented property continues to grow rapidly, new research has revealed
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SERVICE OF NOTICES IN LANDLORD AND TENANT LAW
26 April 2011
The High Court has ruled on the correct service of notices in relation to break clauses in the recent case of MW Trustees (and others) v Telular Corporation [2011]
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RENTAL PRICES INCREASING MONTH ON MONTH
26 April 2011
Tenants across the UK have seen their rental prices increase for the second consecutive month this march, as demand for rental property continued to outweigh supply, new research has indicated.
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Property Insight Issue 13 - The Implications of Tenant Insolvency
20 April 2011
In the current climate all landlords are affected by tenant insolvency. This article is the first of a two-part article discussing Insolvency of an individual tenant.
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APPEAL JUDGES RULE AGAINST LAND REGISTRY DATA IN ADVERSE POSSESSION CASE
25 March 2011
The recent Court of Appeal case of Baxter v Mannion [2011] saw judges rule against the position as reflected on the Land Registry in favour of the true reality of the situation
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COUNCIL POWERS TO EVICT TENANTS ARE SUBJECT TO PROPORTIONALITY TEST
25 March 2011
The Supreme Court in the cases of Hounslow v Powell, Leeds v Hall and Birmingham v Frisby [2011] has stated that councils and housing authorities are required to consider whether it is proportionate to evict occupants who have introductory tenancies or license agreements, as well as secure tenancies.
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RENTAL PRICES CONTINUE TO RISE
25 March 2011
UK tenants are suffering from an increase in living costs as rents continued their upward trend this February, research has indicated.
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HOUSING BENEFIT PAYMENTS ‘SHOULD BE A TENANT’S CHOICE’
18 March 2011
Tenants should be giving the right to decide to whom their Housing Benefit payments are issued, that’s the argument being put forward by the Residential Landlords Association (RLA).
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MARKET DEMAND SEES RISE IN RENTAL PRICES
18 March 2011
As the residential property market continues to stumble under the weight of economic uncertainty, rental prices are rising rapidly in the face of strong tenant demand and a shortage of available properties, research has indicated.
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SQUATTERS AND THE LAW
18 March 2011
The Sunday Telegraph backed by a number of MP’s is campaigning for a change in the law relating to squatters following their occupation of various historic buildings in London.
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LANDLORDS WARNED OVER CANNABIS BOOM
18 March 2011
A record number of residential tenants are setting up cannabis farms in rented properties, that’s the warning from Insurance provider Aviva following a bumper crop of payouts to landlords in the past year
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HOUSING RENTS CONTINUE TO FALL
01 March 2011
UK tenants welcomed the second consecutive monthly fall in housing rental prices this January, as investors piled into the buy-to-let market, current research has indicated.
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DRASTIC INCREASE IN HIGH COURT COMMERCIAL PROPERTY DISPUTES
01 March 2011
Legal disputes between disgruntled commercial property landlords and their tenants increased by an astonishing 43% in 2009, according to figures obtained by legal information service Sweet amp; Maxwell.
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TENANT DEMAND ‘AT ITS HIGHEST FOR TWO YEARS’
01 March 2011
Demand for rented property hit a two-year high as 2010 came to a close, according to a recent survey of UK landlords.
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LANDLORDS CAN BENEFIT FROM CHARITABLE OCCUPATION
04 February 2011
Ever since the previous government introduced laws requiring landlords to pay tax on empty industrial, office and retail premises, in 2008, the number of charity shops taking short term leases of rented premises has increased
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Property Insight Issue 11 - Grounds for Possession - Suitable Alternative Accommodation
26 January 2011
Under the provisions of the Housing Act 1988 there are eighteen different grounds upon which a landlord can rely when seeking a Possession Order for their property which their tenant occupies under an Assured Tenancy agreement (whether Shorthold or otherwise).
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The Tenancy Deposit Scheme and consequences for the Landlord of failing to protect the deposit
20 January 2011
Since 6 April 2007, Landlords who rent properties on an assured shorthold tenancy in England and Wales must protect the deposit they receive via a Tenancy Deposit Protection Scheme. The scheme was set up with the intention of safeguarding tenancy deposits and to provide alternative dispute resolution methods of resolving disputes in relation to deposits.
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Landlords urged to address Carbon Monoxide
07 January 2011
Landlords are being reminded that they are legally required to have gas appliances they supply in their properties checked annually for safety and to prevent carbon monoxide poisoning.
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Social Housing Crackdown
07 January 2011
The Government has launched an initiative to assist Local Authorities in tackling tenancy fraud by council and housing association tenants.
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Property Insight Issue 10 - Assignment and sub-letting of an Assured Shorthold Tenancy
14 December 2010
The purpose of this article is to clarify the position where a tenant wishes to assign an Assured Shorthold Tenancy. The ability of a tenant to assign an Assured Shorthold Tenancy varies depending upon whether:
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Student pursues compensation from former landlord
22 November 2010
A badly burned student is seeking compensation from her former landlord.
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Property Insight Issue 9 - The effect of the death of a tenant during an Assured Shorthold Tenancy
22 November 2010
The purpose of this article is to clarify the unfortunate position where a tenant dies during the subsistence of an Assured Shorthold Tenancy. The effect this has on the tenancy will depend on a number of factors including:
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Landlords reminded of legal responsibilities
18 November 2010
Carbon monoxide (CO) Awareness Week has prompted a reminder for landlords of their legal obligation to ensure tenant safety
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Private and public tenants ‘crippled by housing cuts
03 November 2010
Tenants in private rented and social housing sectors could face severe financial difficulties in the wake of Government austerity measures, new research has suggested.
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Property Insight Issue 8 - The Tenancy Deposit Scheme and consequences for the landlord of failing to protect the deposit
28 October 2010
Since 6 April 2007, Landlords who rent properties on an assured shorthold tenancy in England and Wales must protect the deposit they receive via a Tenancy Deposit Protection Scheme. The scheme was set up with the intention of safeguarding tenancy deposits and to provide alternative dispute resolution methods of resolving disputes in relation to deposits.
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Landlord whose property was incorrectly valued makes claim
27 October 2010
A landlord who was misled about the rental potential of his property has been awarded compensation.
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NLA offers Spending Review opinion
27 October 2010
As the Government rolls out the biggest wholesale spending cuts for a generation, experts have feared that everything from social rents to house prices could suffer within the property market.
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NLA offers Spending Review opinion
22 October 2010
As the Government rolls out the biggest wholesale spending cuts for a generation, experts have feared that everything from social rents to house prices could suffer within the property market.
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Government failing tenants
12 October 2010
Members of The Association of Residential Lettings Agents (ARLA) have expressed concern over the welfare of individuals and families who rent property.
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Homeowners looking for lodger boost in finances
27 September 2010
Thousands of UK homeowners are taking in lodgers to boost their finances amidst economic uncertainty and the number is rapid increasing, according to new studies
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Property Insight Issue 7 - Quiet Enjoyment
24 September 2010
Rights of the tenant
A tenant has the right to ‘quietly enjoy’ the property that they rent. ‘Quiet enjoyment’ does not mean that the tenant must be undisturbed by noise. It means that the tenant should enjoy the possession of the property without the landlord interfering.
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Deposit protection required under new landlord AST threshold
23 September 2010
Residential landlords with tenancies of up to £100,000 a year are reminded they will automatically default to an Assured Shorthold Tenancy (AST) from October 1 and deposits may have to be protected
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Hefty fine for HMO cheat
22 September 2010
A London landlord who let a nine bedroom property to paying tenants has been heavily fined after investigations found he failed to obtain the correct housing licence
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Commercial property slump as tenants reveal dissatisfaction
17 September 2010
Britain’s commercial property sector prices fared poorly for the fifth consecutive month in August while occupiers have begun voicing their concern over lack of customer service
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Housing benefit cuts spark landlord fears
17 September 2010
Widespread cuts to public benefits could have a far-reaching effect on the nation’s lettings market as landlords fear slashes to housing allowances could increase homelessness and reduce rental income
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Thousands of tenants targeted by landlord scams
14 September 2010
Almost one million people have been the victims of scams carried out by private landlords, a housing charity has warned
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Private sector landlords ‘harassing tenants’
10 September 2010
Pockets of UK tenants are being unfairly targeted by rogue landlords intent on ignoring protection laws, a leading charity claims
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Government alters shared housing legislation
09 September 2010
Landlords and agents in different parts of the country will face different regulations about whether planning permission will have to be sought to change a one-household property into a shared one following a change in government plans
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Landlords highlight ‘terror tenants’
07 September 2010
Cannabis farms, unwanted extensions and bribes, just some of the alarming problems faced by British landlords in the past 12 months, according to market surveys
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Lettings market goes from strength to strength
06 September 2010
Record tenant demand and rising rents have strengthened the lettings market while homeownership struggles to regain its footing post-recession
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Sharp rise in average rental prices
23 August 2010
Landlords increased their rents for the sixth consecutive month during July as the availability of properties to let remained tight, research has indicated
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Rent arrears main cause of possessions
19 August 2010
Almost half of the nation’s possessions by landlords are a direct result of rental arrears, according to research published by the National Landlords Association (NLA)
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Landlord identity theft warning as tenant sells property
02 August 2010
Property experts have warned landlords to keep personal and financial documents away from rented properties and ensure identity theft is kept to a minimum
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Online rental scams stinging tenant pockets
02 August 2010
British and overseas tenants should take care before signing property rental deposit schemes following a string of online abuses, the National Landlord Association (NLA) has advised
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Property Insight Issue 6 - Section 8 Notices
23 July 2010
SECTION 8 NOTICES - There are two types of Notice which a Landlord must serve before issuing proceedings to recover possession of an assured shorthold tenancy: a Section 21 Notice and a Section 8 Notice.
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Rental demand goes ‘through the roof’
20 July 2010
With the nation’s housing market still unpredictable, demand for rental accommodation has reached record levels in the past year, market research has revealed
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Buy-to-let investment surge following Capital Gains Tax ‘relief’
09 July 2010
Investors previously scared of Chancellor George Osborne’s Capital Gains Tax (CGT) hikes have flooded the buy-to-let market after expressing relief at the softened increase.
Prior to June’s Budget, buy-to-let investors were openly voicing concerns over an alleged hike in CGT, up to 40% according to some experts
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Gas fitters warned after expired CORGI fine
06 July 2010
A Hertfordshire gas fitter has been fined more than £2,000 after illegal fittings and outdated qualifications lead to an elderly couple being poisoned by carbon monoxide.
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Mounting debts causing rental concerns
30 June 2010
Consumers struggling under mountains of debt are becoming increasingly worried about their rental accommodation and likelihood of evictions, according to new research
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Landlords looking to purchase over coming months
22 June 2010
Landlords are preparing for a spending surge on the country’s housing market, with terraced properties top of their wish lists, new research has revealed
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Easier regulations for shared housing rentals
18 June 2010
To reduce burdens for landlords and town councils, the government has made it easier for landlords to rent out shared properties while improving local government control of rental communities
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Property Insight Issue 5 - Standard or Accelerated Possession Proceedings - Which Procedure to Use?
01 June 2010
"An Assured Tenancy can not be brought to an end by the Landlord except by obtaining an Order of the Court in accordance with the following provisions” – Section 5(1) Housing act 1988.
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Mortgage Repossession for Unauthorised Tenants
20 May 2010
On 8 April 2010 the Mortgage Repossessions (Protection of Tenants etc) Bill received Royal Assent and is now close to becoming law. The proposed Bill seeks to strengthen the rights of ‘unauthorised’ tenants that live in a property which is repossessed by their landlord’s mortgage provider.
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Research shows gas dangers facing landlords
12 May 2010
Landlords must ensure their properties and appliances are fully compliant with gas safety legislation after research shows an alarming number are gambling with tenants’ lives
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Property Insight - Issue 4 - Unlock your potential - What Letting Agents and Property Managers Need to Know!
01 April 2010
Spratt Endicott Solicitors and Let Insurance Services are running a FREE seminar on issues important to Letting Agents and Property Managers.
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Property Insight - Issue 3 - Assured Shorthold Tenancy threshold to rise in October
01 March 2010
The government has announced through the National Landlords Association (NLA) that the threshold for Assured Shorthold Tenancies (ASTs) will rise from £25,000 to £100,000 and will be applied retrospectively from October 1st.
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Landlords warned over criminal tenants
09 February 2010
More and more criminals are using residential, privately-rented properties to operate illegal practices at major cost to hard working landlords, according to the National Landlords Association (NLA).
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Bankruptcy could reach alarming high
05 February 2010
New Insolvency Service statistics have shown that the number of Britons edging towards bankruptcy will swell dramatically as borrowers fail to seek proper help from their creditors.
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Property Insight - Issue 2 - Commonly asked Landlord & Tenant questions
01 February 2010
Here in our Property Recovery Department we are often asked a range of questions regarding various property related issues.
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Property Insight - Issue 1 - Landlords fearing regulations in 2010
01 January 2010
A list of landlords’ worries for the year ahead has highlighted existing regulations as a number one concern, and, with more regulations possibly on the way, 2010 could be a cautious year for the letting market.