Debt Recovery Services

Spratt Endicott’s Commercial Debt Recovery department, based in Banbury, Bicester, Buckingham and Brackley, acts for a wide variety of businesses, from financial institutions to multinationals, sole traders and local authorities. ​Our business solicitors have debt recovery clients throughout the UK and also engage in international global debt recovery services.

Established for over 20 years, our debt recovery agency department is proud to be ranked in Tier 1 in The Legal 500 UK 2019 for the South East, well known in Oxfordshire, Buckinghamshire, Northamptonshire and Bedfordshire. At all times we strive to provide the highest levels of client service and debt collection rates as well as in other departments of legal commercial services.

All work in our Debt Recovery Service Department is supervised by Richard Gwynne, Director and Head of the Commercial Recoveries Department.

Our Debt Recovery Services

Pre-Legal Legal International Contested

Our specialist collectors will contact your debtors by telephone, e-mail, text or letter until such time as the debt is paid. If no collection is made then we make no charge.

Find out more

For undefended cases we are able to issue proceedings, obtain a Judgment and thereafter implement enforcement at previously agreed fixed fees.

Find out more​

Our international debt recovery service is offered on a no win no fee basis, (excluding disbursements), at an agreed percentage rate depending on where your debtor is in the world and the age of the debt.

Find out more​

We have a team of specialist lawyers which handles the defended debt recovery. Defended debt recovery refers to the service that deals with debt recovery claims that are disputed by the party that receives the claim.

Find out more​

Our Unique Outlook on Debt Recovery 

We pride ourselves on having a unique outlook on debt recovery here at Spratt Endicott, dealing with matters as an extension of our client’s own credit control departments. The majority of our personnel have a high level of credit control experience, in addition to their legal qualifications, ensuring you’re getting a reliable service.

Credit management advice

Spratt Endicott’s experience with a diverse range of clients means that we’re able to respect and appreciate that each business has its own unique way of operation. Thanks to the backgrounds in credit management of Martin Hughes and Steve McDonnell we can offer advice on all credit management issues. These services are carried out free of charge.

Our approach to debt recovery

In our approach to debt recovery, we will:

  • Help identify your objectives
  • Find the best way for you to achieve them
  • Keep you informed at all times

Services offered by Spratt Endicott

  • Drafting and advising on both standard and bespoke commercial documents
  • A full debt recovery service to include both pre-legal and legal collections
  • Contested debt recovery
  • Enforcement and Insolvency proceedings
  • Details advice on any issues pertaining to insolvent clients/ client failure
  • Collect out service – to include assignment letters/ demand letters/ telephone collection service/ full ledger collections
  • Established debt recovery in Bicester, Brackley, Buckingham and Banbury, providing debt recovery services nationwide.

As a client you will get…

  • Free web access to your matters, 24/7
  • The facility to give new instruction
  • Leave instructions on current matters
  • Access to both standard and bespoke reports

Read our Debt Recovery brochure here:

Our Team