Contested Debt Recovery

Quick Links

Dealing with a Disputed Debt

Spratt Endicott has a team of specialist lawyers that handle the debt recovery process professionally, even in the case of defended debt recovery and disputing a debt.

Defended debt recovery refers to the service that deals with debt recovery claims that are disputed by the party that receives the claim.

Wherever possible, we will pursue defended small and fast track claims on a fixed fee debt collection arrangement. However, in cases where this does not apply, we charge a very competitive hourly rate for the work to help keep your costs to a minimum.

You can track the status of your defended debt recovery case online thanks to our 24/7 online service, meaning you can see, at any time, where the case is up to, as well as keeping up to date with its progress. Spratt Endicott understands that disputed debt can be an unsettling and stressful time and so aims to make the process as smooth as possible, keeping you informed at all times.

Occasionally, in the case of disputing a debt, there will be matters that we would advise be referred to our dispute resolution team. At first, this would simply be a recommendation and we would take no further action until we have fully discussed the costs involved and explained clearly how this would benefit you.

Why has my Debt Recovery Claim been disputed?

There are a number of reasons why debtors might have the rights to dispute your attempted debt recovery. The points below might explain a bit more about why the debt you are attempting to recover, has been contested.

What happens if my Debt Claim is contested?

If a defence is entered against your debt claim, the case may progress to a hearing or trial at the defendant’s court. However, it is worth noting that even if court action has started, it is not too late to try and reach some form of alternative, pre-legal dispute resolution.

If a debt that you are owed has been contested, your best form of action is to hire a solicitor who is experienced in debt recovery. Using a solicitor will not only help to define your case in legal terms but can also help to identify further action that may be available to you if your debtor is refusing to pay the money that you are owed. Help is at hand from Spratt Endicott Solicitors, so that you do not have to deal with disputes alone. By seeking expert advice at the earliest opportunity, you can help to protect your businesses’ interests and reputation.

Our People

  • Martin Hughes
  • Consultant - Debt Recovery
  • 01295 204131
  • Email
  • Pete Gardner
  • Senior Associate - Defended Commercial Recoveries Manager
  • 01295 204038
  • Email
  • Richard Gwynne
  • Director, Commercial Recoveries
  • 01295 204087
  • Email

Latest Posts

View All

Getting In Touch

For more information on contested or defended Debt Recovery, contact Pete Gardner on 01295 204038 or

Get in touch

Please complete your details and we’ll be in touch. Or, call us on 0330 0580 250.

Get in touch

  • This field is for validation purposes and should be left unchanged.