Maria Young

Non-Lawyer Associate

  • Office: Banbury
  • Phone: 01295 204058
  • Specialisms: Residential Property, First Time Buyers, Buying A New Build Property, Residential Conveyancing – Frequently Asked Questions, Buying A Residential Leasehold Property – FAQs, Buying A Property At Auction – FAQs, Buying A Property Checklist, Selling A Property Checklist, Helpful Conveyancing Process Guides And Links, Shared Ownership

Maria Young is a Non-Lawyer Associate at Spratt Endicott and specialises in a number of property transactions. Maria’s expertise includes Freehold Sales and Purchases, Leasehold Sales and Purchases, Shared Ownership, Probate Sale, Title Split, Help to Buy, Remortgages, Self Build, Auctions, Lease Extensions, Registering Easements and Equity release. 

Maria has over 20 years experience, starting her conveyancing career at a firm in Woking, Surrey and had the good fortune to gain experience in a number of different departments  i.e. wills, probate, matrimonial and property law. This gave her a good grounding for her to decide which area she preferred.

Maria left law for three years whilst she worked for the Royal Yachting Association organising events, attending shows and yacht races. Her duties included attending meetings which decided on yacht racing rules. Her background was invaluable in this position. This was also when Maria found she enjoyed marketing and for the RYA selling sponsorship for yacht races!

She has been with Spratt Endicott since 2002 and has worked on thousands of conveyancing cases that vary in complexity and approaches each case with professionalism and efficiency.

Maria approaches her cases with a high level of customer care, taking the time to advise her clients on their conveyancing. Maria shows professionality and efficiency with every client matter. ​

What clients have said...

  • We were delighted with the service offered by this long established Banbury firm, and felt confident that they were fully on our side, and behind us during the whole conveyancing process.

    Mr & Mrs Gold, Banbury, Oxfordshire

  • Maria Young, an Associate at Spratt Endicott, provided excellent advice, support and representation while I was buying my first house. This took much of the stress out of the process; all queries were dealt with swiftly and efficiently, but also with helpfulness, friendliness and humour. Everything went smoothly, and if I had a question or concern at any stage, I felt confident that I was in the best hands. I am so grateful to Maria and her colleagues for their assistance and would happily recommend Maria and Spratt Endicott to friends and family.

    Ms F (Brackley), Northamptonshire

  • Spratt Endicott have dealt with me very professionally and have been available for me to talk to as required. If my Solicitor was not available, the administrative and support staff were excellent and able to answer my queries or make sure that my Solicitor got back to me. I have been supported throughout and would recommend Spratt Endicott to my family, friends and colleagues as I have real confidence in them and the are very professional. thank you for your support and kindness.

    Marie Atkins & Michael Philpot, Chipping Norton, Oxfordshire

Case Studies

Purchase of Auction Property

We recently acted for the purchaser of a flat in Birmingham.  He was a first time buyer who was interested in buying a flat at auctioon and was having a problem in arranging a mortgage.  He was not prepared to bid unless the mortgage funding was in place.  The auction was due to take place less than two weeks later time so required our assistance.

Due to our contacts with local mortgage lenders we were able to advise the client that a national bank based in Banbury was prepared to lend to first time buyers at favourable rates.  We arranged for their mortgage consultant to ring the client and they were able to offer him a mortgage, subject only to a valuation of the flat that was quickly organised.

The client sent the Auction Pack less than three days before the auction.  It ran to over 120 pages and careful consideration of it revealed two major problems with the flat – namely that the landlord had recently gone into liquidation, and there were extensive arrears of service charges.

Telephone calls to the liquidator confirmed that the freehold interest was about to be transferred to the management company, run by all of the tenants in the building and which was still trading.  Once the transfer was completed they would assume the former landlord’s responsibilities under the lease.  Further telephone calls to the seller’s solicitor resulted in an undertaking that the arrears of service charges would be paid from the sale proceeds.

Having resolved both problems we were able to reassure the client that he could safely bid for the flat he hoped to purchase.  

His bid was successful and he is now the proud owner of his first property.

Sale and Purchase

We were instructed by clients who we had acted for many times previously.

Initially their chances of purchasing the new property were slim, as they had not sold their own property and there were other interested purchasers for their purchase.

We advised them to be realistic about the price that they hoped to get for their existing property.  They took our advice, instructed estate agents and sold their property very quickly.  Their offer on their new house was accepted.

That was not the end of the story as the executors acting in the sale to them were also transferring part of the deceased’s property to a Housing Association in accordance with a provision of the deceased’s Will.  The contract documentation was complicated because of the inter-relationship of the rights and obligations in respect of the property and that they were selling to her clients, and the Housing Association respectively, as well as some further land that they were retaining.  

Extensive use of email, and scanned documentation, between all three solicitors, meant that the drafting and settling of the contract and transfer documents were agreed quickly.  Our clients’ work commitments meant that they could not travel to Banbury to see us, but again extensive use of email and direct dial facilities meant that we were still able to progress their transactions promptly.

Our efforts ensured that our clients bought their dream home – much to their delight.  The executors were so pleased with the way that the sale had progressed that they granted our clients an option to a purchase a coppice on the land that they had retained – an option that they have recently exercised.

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