Steve McDonnell

Operations Manager - Debt Recovery - Associate (Non-Lawyer)
  • Banbury
01295 204130
  • Debt Recovery
Steve McDonnell is the Operations Manager in the Debt Recovery team at Spratt Endicott. Steve has particular experience in Credit control policy, Consumer and commercial litigation, International debt collection, Insolvency, Pre-legal collections, General credit management advice, Legal aspect of credit management, Telephone collection techniques, Debt Settlement, Credit risk, Letter before claim and the Enforcement of Judgment Debts.  
Recommended 2019


Steve has over 10 years experience running debt recovery operations for leading Solicitor firms in Cardiff, Birmingham, Worcester and Banbury.

Prior to joining Spratt Endicott , Steve had worked as a credit manager and director for recruitment companies and financial institutions. In 2013, Steve became an Associate (Non-Lawyer).

Steve is noted on his expert advice for debt collection best practices, enabling his clients to deliver brilliant financial results. Steve worked for leading firms of solicitors in Cardiff, Birmingham, Worcester and Banbury running debt recovery operations

Work highlights:

  • Steve’s areas of expertise include debt recovery/ credit control and internal/ external training
  • His key achievements include completely overhauling the credit control functions at a PLC reducing debtor days from 90 to 22 and the 90 day ledger from 35% to under 2%

Professional memberships, publications and interests:

  • Steve is recommended in the Legal 500 UK 2018-19
  • “I don’t have any free time,” Steve says, “I have a daughter!”


Case Studies

  • Collection of Old debts
    Acting for a television advertising company collecting outstanding debts whilst they were winding down the business which resulted in collections of 87% of the ledger passed across.

    We were approached by the temporary credit manager of the business who we had previously carried out work for to assist him in pre and post legal collections for them. It was clear from the beginning that the debts were in some instances a couple of years old and had not been chased for a long time if at all. Also in addition to company’s in England & Wales there were debts in Scotland, Northern Ireland and Eire.

    The debts ranged from a few hundred pounds to in excess of £35,000. After sending out the initial letters I made telephone calls to all of the debtors who had no intention of paying as they knew that the client was winding down the business and believed they could get away without paying. They made every excuse not to pay including spurious disputes which I was able to counter and continual requests for paperwork which I had in my possession.

    Due to my perseverance on the telephone I only had to issue proceedings on 6% of the matters and recovered in each instance. 
  • In-house Training for Client
    We had been acting for a nationwide company for a number of years doing ad-hoc training on various credit management and legal topics. Following a change of management we were ask to carry out regular on going training for existing staff and also were incorporated into their induction program for new starters in their collection departments.

    I was requested to attend offices all over the country including Belfast to carry out training. For new starters I wrote a particular training program to cover the basic principles of credit management, telephone collection techniques, identifying legal entities and the legal process. This proved to be a very important part of their induction as the vast majority of new recruits had no previous knowledge of collections.

    With the existing staff more in-house training programmes were written on topics such as legal entities, erosion of profit margins, legal process and insolvency. These have proved to be very successful and have been expanded to other parts of the business including sales personnel and I have been invited on a number of occasions to speak at national conferences on these subjects.

    Over the years when I have been carrying out this training the staff who have left and gone to other business have then requested I carry out similar training programs for the staff at their new employers.
  • Recovering Foreign Debts
    A client who we had been acting for had recently acquired a company who did substantial work abroad and approached us to assist them in recovering foreign debts

    The client’s credit control operation had no previous experience in collecting from foreign companies and their initial thoughts were to write debts off rather than incur costs in pursuing the debts.

    We were able to assist them in training of their own staff in what to look for when dealing with foreign companies. Additionally we were able to collect substantial sums of monies for them through our foreign section and then by our extensive portfolio of agents throughout the world.



  • Cleenol Group Ltd have been dealing with Spratt Endicott Solicitors in Banbury since 2012.  My main contact is Steven McDonnell, who keeps me informed all the way through any proceedings.  On the occasions that I am not sure what decision to make on an outstanding debt, I can rely on Steven to advise me.  Any query or request is always dealt with on the same day, and I believe that we are getting an excellent service. 

    Celia Mileham (Accounts Manager)
    Cleenol Group Limited
  • "We have been using Spratt Endicott Solicitors since the beginning of 2015. Their staff are professional, personable and patient! They have guided our credit control department through many learning curves and are ever accommodating no matter how many phone calls and emails are sent requiring information or advice. Steve McDonnell and his team have become close working colleague’s, our debtor days show the successful relationship."

    Wanda Turner (Head of HR & Credit Controller)
    AA Cars
  • Steve McDonnell’s expert advice has delivered brilliant financial results for Enterprise Sales Personnel Ltd over many years  and he is also very responsive and a pleasure to partner with. My only reservation is that he’s a big Chelsea fan!

    Paul Thomson (Managing Director)
    Enterprise Sales Personnel Ltd

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